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Important notices   collapse

20 May 2026

Demise of Free-Format Manual Payment Instructions from 31 May 2026

With effect from 31 May 2026, we will no longer accept free-format manual payment instructions. We encourage you to submit payment instructions electronically using our e-channels, or use Smartform (Telegraphic Transfer / Local Interbank Fund Transfer / In-House Transfer). Access Smartform here.

15 May 2026

Update to World Corporate MasterCard Cardholder’s Agreement – Mobile Virtual Cards

Mobile Virtual Cards will launch in June 2026. The terms and conditions have been updated to cater to Mobile Virtual Cards and will take effect from 16 June 2026. All existing terms for your other services remain unchanged. The revised terms and conditions can be viewed here.

15 May 2026

Update to Conditions of Use – Mobile Virtual Cards

Mobile Virtual Cards will launch in June 2026. The Condition of Use have been updated to cater to Mobile Virtual Cards and will take effect from 16 June 2026. The revised clauses can be viewed here.

Click here to read more notices.

Payments

HSBC Commercial Cards Programme

A choice of cards and reporting tools tailored to your individual business needs
HSBC Commercial Cards help you manage your company’s travel and entertainment payments and day-to-day expenses more effectively, giving you greater visibility and control over your business expenditure.
HSBC Corporate Card showcasing financial services

With a range of solutions to suit your business whatever its size, our Commercial Cards programme can help you reduce costs, leverage merchant spend data to negotiate supplier discounts and more effectively manage working capital.

What’s more, with our online management reporting tool, you can manage cardholders, simplify procure-to-pay processes and generate expense reports.

Find out how you can make the most of HSBC Commercial Cards programme.

HSBC Commercial Cards at a glance:

Business customer using HSBC's mobile app for transactions

HSBC World Corporate Mastercard®

Increased control and visibility over travel and entertainment payments, and everyday expenses

✓ Increase control of business expenditure

✓ Improve working capital management

✓ Leverage merchant spend data to negotiate supplier discounts

✓ Fraud protection and liability waiver*

✓ Travel insurance protection^

✓ Travel and entertainment privileges

✓ Powerful online management and reporting

SME banking solutions with a focus on mobile app access

HSBC Corporate Card for Purchases

A simplified procurement process and control over day-to-day expenses

✓ Convenient purchase of goods and services

✓ Purchaser and merchant management to enhance working capital control

✓ Streamline procure-to-pay process

✓ Fraud protection and liability waiver*

✓ Leverage merchant spend data to negotiate supplier discounts

✓ Online management and reporting

Business traveler in a hotel room with HSBC’s corporate solutions

HSBC Central Travel Account

The complete travel payment solution to streamline and centralise your travel bookings

✓ Streamline and centralise your travel booking process

✓ Increase control of travel expenditure

✓ Fraud protection and liability waiver*

✓ Leverage merchant spend data to negotiate supplier discounts

✓ Online management and reporting

Virtual card image promoting HSBC's digital banking solutions

HSBC Virtual Card

The complete travel payment solution to streamline and centralise your travel bookings

✓ Streamline and centralise your travel booking process

✓ Increase control of travel expenditure

✓ Fraud protection and liability waiver*

✓ Leverage merchant spend data to negotiate supplier discounts

✓ Online management and reporting

Mastercard Easy Savings Specials

Mastercard Easy Savings Specials

Eligible for all HSBC Mastercard Commercial Cards, Mastercard Easy Savings Specials unlocks offers on a wide range of business essentials, whether you’re looking to grow, scale, or better manage your operations. Reach your ambitions with simpler savings.

Simply redeem relevant offers and unlock savings ranging from productivity software, cloud services, business management tools, to workspace and travel privileges.

Please visit the Easy Savings Specials website for details.

Exclusive to Singapore cardholders

CardUp

CardUp’s online payment platform allows big expenses such as rent, taxes, suppliers’ invoices, and more to be paid by card – even where cards are not accepted. By paying all your domestic and international business expenses using a credit card, you can tap on your available credit limit to optimise cashflow and digitise your payments, saving time.

Now – 31 December 2026

HSBC Commercial and Corporate Virtual Card cardholders can enjoy a lowered fee of 0.9%* (u.p. 2.6%) on all domestic and international business payments, for the first S$100,000 spent before 31 December 2026.

After the S$100,000 promo limit, cardholders will further enjoy 1.2%* (u.p. 2.6%) fee for the rest of the payments before 31 December 2026.

Redeem your special rate at https://www.cardup.co/hsbc

Terms and conditions apply

Online management and reporting

Easily manage cardholders and their spending with HSBC's online management platform MiVision, giving you the control and insight to better monitor costs and maximize efficiency. Learn more

Important information

Terms & Conditions
*Corporate Card Liability Waiver Insurance is administered by Bellwood Prestbury Limited and underwritten at Lloyd’s of London. Claims are subject to the applicable terms and conditions.

^Travel insurance is subject to air travel expenses being charged to HSBC issued Corporate Card. This insurance is underwritten by MSIG Insurance (Singapore) Pte Ltd. To view the insurance policy, please click here. Claims are subject to the applicable terms and conditions.

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