Unlock your working capital with our revolutionary digital trade finance solution that empowers you to draw your loan and make just-in-time payments to suppliers in under a minute.
Optimise
HSBC TradePay
Faster, simpler digital trade finance with HSBC TradePay¹.
Easy
Simply upload a payment file
Just-in-time financing can be a useful tool for keeping borrowing costs under control. With just a few taps, you can choose the exact amount needed to pay your suppliers.
Fast
Instant loan drawdown and supplier payment³
With no need to submit transactional² documents to have your loan processed, you get speedy access to funds when you need it.
Convenient
Everything in one place
Finance and payment are fully integrated into HSBCnet, a single platform that gives you total visibility of your finances – anytime³, anywhere.
Key benefits
More time for growth
A fully digitized process replaces the hassle of loan paperwork, giving you more time to focus on business strategy and expansion.Enhance supplier relationships
With the option to automatically notify suppliers about payments.Keep borrowing costs under control
Just-in-time financing lets you borrow the exact amount required when your payments are due.Do business with confidence
Payments are secure and backed by the digital expertise of a global bank.
Find out how Prima Group overcame a challenge of fluctuating pricing and increasing interest rates by exploring HSBC TradePay.
Challenges HSBC TradePay helps you solve
High seasonal demand
Cash flow management can become a major issue if your business faces seasonal working capital challenges due to the cyclical nature of purchasing inventory from several suppliers.
With HSBC TradePay: Request immediate loan drawdown and supplier payments to cover your seasonal inventory. This means you can pay suppliers promptly without straining your working capital during peak buying periods, ensuring healthy supplier relationships and a steady inventory flow for each season.
Rapid scale-ups
If your business is scaling rapidly due to a big contract, you might require immediate working capital to pay your component suppliers earlier than usual.
With HSBC TradePay: Quickly access working capital finance to cover these costs. Its seamless, on-demand nature aligns cash outflows with your ramped-up production schedule, ensuring smooth operations to meet your new contract’s demands.
Lost time and efficiency
The administrative strain of manually arranging supplier payments and collating loan submission documentation can waste time and stifle employee productivity.
With HSBC TradePay: Streamline supplier payments with fast access to working capital so supplier payments don’t bottleneck your business.
Precision timing demands
Managing supplier payments with advance pre-planning can strain your operations, hindering timely responses to market demands.
With HSBC TradePay: Unlock just-in-time financing to get immediate access to working capital without the traditional complexity. Supplier payments become a catalyst, not a constraint, to your success.
Important information:
1 HSBC TradePay is subject to prior credit adjudication and approval.
2 HSBC reserves the right to request documents.
3 Payments are subject to processing time.
Need help?
Get in touch to learn more about our banking solutions and how we can help you drive your business forward.