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20 May 2026

Demise of Free-Format Manual Payment Instructions from 31 May 2026

With effect from 31 May 2026, we will no longer accept free-format manual payment instructions. We encourage you to submit payment instructions electronically using our e-channels, or use Smartform (Telegraphic Transfer / Local Interbank Fund Transfer / In-House Transfer). Access Smartform here.

15 May 2026

Update to World Corporate MasterCard Cardholder’s Agreement – Mobile Virtual Cards

Mobile Virtual Cards will launch in June 2026. The terms and conditions have been updated to cater to Mobile Virtual Cards and will take effect from 16 June 2026. All existing terms for your other services remain unchanged. The revised terms and conditions can be viewed here.

15 May 2026

Update to Conditions of Use – Mobile Virtual Cards

Mobile Virtual Cards will launch in June 2026. The Condition of Use have been updated to cater to Mobile Virtual Cards and will take effect from 16 June 2026. The revised clauses can be viewed here.

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HSBC's Financing Solutions for SMEs

Enterprise Singapore Financing Schemes for SMEs

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Take your next step with us

HSBC loans for SMEs under Enterprise Singapore financing schemes

Whether you’re looking to manage your cash flow or capture new business opportunities, we’re here to support SMEs’ financing needs through our lending solutions.1.

HSBC is a participating bank in the following Enterprise Singapore financing schemes: 2

SME Working Capital Loan Scheme

Maximum loan quantum of up to SGD 500,000

Enterprise Financing Scheme (EFS)

Trade Loan for financing up to SGD 10 million

Enterprise Financing Scheme Project Loans

Support overseas project financing

Enterprise Financing Scheme – Green

Provide enterprises with easier access to green financing in their transition

SME Fixed Assets Loan Scheme

Financing of domestic and overseas assets up to
SGD 30 million

Enterprise Financing Scheme - Mergers & Acquisition

Financing acquisition of target enterprises locally or internationally up to SGD 50 million.

Find out more about HSBC Business Banking for SMEs

Smarter Digital Banking Solutions

Make everyday banking easier with our all-new HSBCnet interface

Dedicated Service and Expertise

Your dedicated Relationship Manager will help you optimise your finances so you can focus on your business.

Client Stories

Learn how these local SMEs owners overcame their challenges, turning opportunities into successful international businesses.

Account Opening

Take your business to new heights with the HSBC Business Account - a simpler, faster and safer banking experience.

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Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.