HSBC Sustainable Financing for SMEs

Sustainable Financing for SMEs


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Grow your business with HSBC's green financing solutions.

Green Banking Solutions for a Sustainable Future

HSBC Green Loans for SMEs

Green Loans for SMEs

A financing solution designed to help SMEs meet their sustainability goals.

How our Green Loan works

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Benefits

 

Grow your business through sustainable projects

 

  • Taking action can help address our planet’s sustainability challenges
  • Increase your company’s competitiveness by including sustainability as a part of your strategic activities
  • Shifting to a sustainable business model can help companies reduce costs and access new customers and markets

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Is it right for you?

 

Borrow to fund your sustainability initiatives

 

Our Green Loan can help your company fund a variety of projects, including:

  • Creating renewable energy systems
  • Constructing or renovating green buildings
  • Purchasing greener equipment or energy-efficient assets
  • Developing sustainable or recycled products

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Criteria

 

Eligibility starts with sustainability certification

 

Green loan eligibility is based on your company’s existing sustainability certification. This might include:

*Other certifications may be accepted on a case-by-case basis.

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How it works

 

Sustainability matters for businesses

 

Our Green Loan is a term loan. Other key features include:

  • A minimum limit of USD350,000
  • Available in SGD and USD
  • Easy to apply where eligibility is assessed based on
    • existing sustainability certification awarded and
    • funds are used towards supporting green projects
HSBC Green Deposits for SMEs

Green Deposits for SMEs

A deposit solution designed to help SMEs align their surplus capital with their green aspirations.

How our Green Deposits work

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Benefits

Make your money work for the environment

  • Meet your businesses’ sustainability agenda by indirectly financing green projects
  • Enjoy stable principal and predictable returns

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Features

Supporting SMEs’ environmental and growth goals

  • Funds deposited through our Green Deposits are used to finance environmentally beneficial projects through customer lending
  • The list of eligible categories of projects and business is aligned to the HSBC Green Bond Framework and Green Loan Principles
  • Eligible projects may include efficient buildings, renewable energy, sustainable waste management and climate change adaptation

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Is it right for you?

Ensure your deposits support sustainable activities

Our Green Deposits are suitable for companies that:

  • would like to add a sustainability agenda to their financial chain
  • have limited opportunities to invest in environmentally focused activities
  • prefer investing their surplus cash in deposits rather than marketable securities (such as bonds)

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How it works

Sustainability matters for businesses

  • Available in USD and SGD
  • Available as Demand or Term Deposit
  • Quarterly reports to all deposit holders
  • Customer Green Deposit limit may apply depending on availability of eligible projects and businesses

Deposit Insurance Scheme

Singapore dollar (SGD) deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

How can we help today?


Does your business plan have more room for the planet?

Kickstart your net zero journey with us.
 HSBC sustainable financing solution, Business Plan for the Planet

HSBC Business Banking Solutions for SMEs


Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.