Sustainable Financing for SMEs

Grow your business with HSBC's green financing solutions.
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Green Banking Solutions for a Sustainable Future

Recognised as the world’s best bank for sustainable finance, HSBC is committed to foster sustainability growth. We offer a range of solutions to help small and medium enterprises (SMEs) grow their businesses as they contribute to a more sustainable, low-carbon and climate-resilient economy.

Green Deposits

 

Green Deposits

A deposit solution designed to help SMEs align their surplus capital with their green aspirations.

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How our Green Deposits work

 Benefits

Make your money work for the environment

  • Meet your businesses’ sustainability agenda by indirectly financing green projects
  • Enjoy stable principal and predictable returns

 Features

Supporting SMEs’ environmental and growth goals

  • Funds deposited through our Green Deposits are used to finance environmentally beneficial projects through customer lending
  • The list of eligible categories of projects and business is aligned to the HSBC Green Bond Framework and Green Loan Principles
  • Eligible projects may include efficient buildings, renewable energy, sustainable waste management and climate change adaptation

 Is it right for you?

Ensure your deposits support sustainable activities

Our Green Deposits are suitable for companies that:

  • would like to add a sustainability agenda to their financial chain
  • have limited opportunities to invest in environmentally focused activities
  • prefer investing their surplus cash in deposits rather than marketable securities (such as bonds)

 How it works

Sustainability matters for businesses

  • Available in USD and SGD
  • Available as Demand or Term Deposit
  • Quarterly reports to all deposit holders
  • Customer Green Deposit limit may apply depending on availability of eligible projects and businesses

Deposit Insurance Scheme
Singapore dollar (SGD) deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


Green Loans for SMEs

 

Green Loans for SMEs

A financing solution designed to help SMEs meet their sustainability goals.

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How our Green Loan works

 Benefits

Grow your business through sustainable projects

  • Taking action can help address our planet’s sustainability challenges
  • Increase your company’s competitiveness by including sustainability as a part of your strategic activities
  • Shifting to a sustainable business model can help companies reduce costs and access new customers and markets

 Is it right for you?

Borrow to fund your sustainability initiatives

Our Green Loan can help your company fund a variety of projects, including:

  • Creating renewable energy systems
  • Constructing or renovating green buildings
  • Purchasing greener equipment or energy-efficient assets
  • Developing sustainable or recycled products

 Criteria

Eligibility starts with sustainability certification

Green loan eligibility is based on your company’s existing sustainability certification. This might include:

  • Singapore Environmental Council: Green Labelling Scheme, Eco-certifications
  • Building and Construction Authority (BCA): Green and Gracious Builder Award
  • Singapore Green Building Council: BCA Green Mark Scheme awarded with Gold + or Platinum
  • Green-e: Renewable Energy Certification

*Other certifications may be accepted on a case-by-case basis.


 How it works

Sustainability matters for businesses

Our Green Loan is a term loan. Other key features include:

  • A minimum limit of USD350,000
  • Available in SGD and USD
  • Easy to apply where eligibility is assessed based on
    1. existing sustainability certification awarded and
    2. funds are used towards supporting green projects

How can we help today?

Speak to us today

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