Lending and Business borrowing

Manage cash and trade flows more efficiently. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows.

Gain more control over exports, improve cashflow and manage risks associated with international trade more effectively using HSBC’s export finance facilities. With a significant presence in local markets around the world, our trade specialists have the in-depth knowledge to help you assess emerging market risks and give you the confidence you need to expand your business internationally. This includes helping you understand the regulatory environment as well as unique cultural, social and economic conditions when exploring new markets.

Assure customers of your business’s financial strength and ability to fulfil a project from start to finish. Conduct business with confidence by giving your suppliers peace of mind that you have the financial resources to pay them promptly and in full.

Preserve capital and maintain liquidity. To support and grow your business, you need to make the most of excess balances.

Gain more control over incoming and outgoing cash flows with our global payments solutions. Getting funds in sooner, and holding on to them longer, is critical for maintaining a healthy cash flow.

Manage the risks of doing business. HSBC offers an array of services designed to help you manage both your internal and external exposure.

Whether your growth strategy is to build on what you have or expand your business reach globally, or both, HSBC could have the right solution.

Trade directly with organisations that have a good financial status and that also recognise your business’ good financial standing using HSBC’s open account solutions.

Supply chain finance (SCF) helps companies lower costs of financing while improving efficiency by unlocking working capital tied up in the supply chain. Through our supply chain solutions, businesses can improve working capital and free up valuable cash. In addition, your relationship with us doesn’t just benefit you. Your suppliers can also benefit from your standing with us and enjoy competitively priced working capital. Our supply chain finance solutions enable suppliers to get paid early while you enjoy longer payment terms without having to make trade-offs.

Mergers and acquisitions (M&A) are key to many businesses’ corporate strategy as they look to expand into new markets or seek new growth channels. As an advisor to many global businesses, we can help you source potential partners and acquisitions, and finance these transactions.