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27 July 2026

Changes to SmartForm Payment Instruction Processing

Effective 27 August 2026, payments instructions submitted via SmartForm may take up to three (3) business days to process. SmartForm and its Terms and Conditions have been updated accordingly. The revised SmartForm Terms and Conditions will apply to all transactions processed on 27 August 2026 onwards, including SmartForm instructions submitted prior to 27 August 2026.

The revised Terms and Conditions can be viewed here.

20 May 2026

Demise of Free-Format Manual Payment Instructions from 31 May 2026

With effect from 31 May 2026, we will no longer accept free-format manual payment instructions. We encourage you to submit payment instructions electronically using our e-channels, or use Smartform (Telegraphic Transfer / Local Interbank Fund Transfer / In-House Transfer). Access Smartform here.

15 May 2026

Update to World Corporate MasterCard Cardholder’s Agreement – Mobile Virtual Cards

Mobile Virtual Cards will launch in June 2026. The terms and conditions have been updated to cater to Mobile Virtual Cards and will take effect from 16 June 2026. All existing terms for your other services remain unchanged. The revised terms and conditions can be viewed here.

15 May 2026

Update to Conditions of Use – Mobile Virtual Cards

Mobile Virtual Cards will launch in June 2026. The Condition of Use have been updated to cater to Mobile Virtual Cards and will take effect from 16 June 2026. The revised clauses can be viewed here.

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HSBC Solutions - Business Risk Management

You need strategies and solutions to help you navigate an uncharted environment. We can help.
Manage the risks of doing business. HSBC offers an array of services designed to help you manage both your internal and external exposure.

All businesses face some level of risk regardless of their type or size. With access to our credit and lending services you’ll have solutions to help you manage fluctuations in cash flow or to finance capital investment. Our structured trade and import/export finance solutions are also available to help you mitigate counterparty risk – enabling you to expand into new markets with greater confidence.

Our Managing risk solutions

HSBC risk management solution, Commodity and Structured Trade Finance

Commodity and Structured Trade Finance

Get access to trade finance solutions designed specifically for producers, traders and end users along the global supply chain for energy, metal and agricultural (‘soft’) commodities.

HSBC risk management solution, Export Finance

Exports

Gain more control over exports, improve cashflow and manage risks associated with international trade more effectively using HSBC’s export finance facilities. Our trade specialists have in-depth knowledge to help you assess market risks.

HSBC risk management solution, Banker's Guarantee

Guarantees

Conduct business with confidence, even where you lack established relationships, through the use of guarantees and standby letters of credit.

HSBC risk management solution, Import Finance

Imports

Upon approval, access the working capital you need and improve cash flow by bridging the gap between settlement with suppliers and payment from buyers. Our import finance solutions offer flexible options.

HSBC risk management solution, Foreign Exchange (FX)

Foreign Exchange (FX) risk management

Whether importing inventory from overseas or investing into an overseas business, you can protect your company’s assets and revenues from currency risks caused by FX market fluctuations.

HSBC risk management solution, Precious Metals

Precious Metals Risk Management

Benefit from a full-service franchise with four key offerings: trading, financing, vaulting and physical. With a primary focus in gold, silver, platinum, palladium and coverage in rhodium, HSBC is one of the world’s largest precious metals custodians.

 HSBC risk management solution, Interest Rate

Interest rate risk management

Take advantage of our far-reaching presence and extensive rates product knowledge to gain access to global liquidity and customized solutions.

Managing risk solutions

Open account

Use open account solutions to trade directly with organisations that have a good financial status and also recognise yours.

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HSBC Business Banking Insights

Insights

Explore our industry insights and banking capabilities in a simpler way

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Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.